Preapproval

Miami mortgage preapproval: know what happens before you apply.

Your application lives in the mortgage application portal, the system of record. This page sets expectations so the hop off site feels intentional, not abrupt.

What you’ll typically need

Gather these before you start.

  • Government ID, Driver’s license or passport.
  • Income docs, Recent pay stubs, W-2s, or tax returns if self employed.
  • Asset statements, Bank / investment statements for reserves and down payment.
  • Housing details, Rent history or current mortgage info if refinancing.
  • Credit readiness, We’ll pull credit as part of the formal application process.

Exact documents vary by program (FHA, VA, conventional, condo). Alan’s team will tell you what’s still needed after you submit.

After you click

What happens next.

01

Mortgage application

You leave this site for homeone.my1003app.com, that’s intentional. No fake on site loan form.

02

Review with Alan’s team

We look at the file, ask clarifying questions, and outline a realistic next step for your scenario.

03

Offer ready guidance

When you’re shopping, we help with what listing agents need to see, without promising a specific close date.

Secure portal

Get Preapproved

Opens the mortgage application registration for Alan Gonzalez (NMLS 240389) in a new tab. That portal is external to this site.

Continue to the application portal →
FAQ

Straight answers, no rate promises.

Is this the official application?

Yes. The Get Preapproved button goes to HomeOne’s mortgage application portal. We don’t collect loan applications in a website contact form.

How long does preapproval take?

Timing depends on how complete your docs are and the program. We’ll give you a realistic read after we see the file, we don’t guarantee close dates on the website.

Do you work with realtors?

Yes. If you already have an agent, we will keep them in the loop as your file moves.

Can I call before I apply?

Absolutely. Call (786) 214-0082 or email [email protected], hours Monday to Sunday 8:00 AM, 8:00 PM.

Where are your offices?

Main: 8950 Southwest 74th Court, Suite 1803, Miami, FL 33156. Second: 9555 SW 175th Terrace, Suite 203, Palmetto Bay, FL 33157.

Let’s get started.

A clearer path to homeownership.

Same dream. A simpler way to get there.